MENILAI TINGKAT RISIKO PEMBIAYAAN MURABAHAH BAGI UMKM: PERSPEKTIF BANK SYARIAH DI BAU-BAU. Adhati Journal Of Islamic Economics and Business, [S. l.], v. 1, n. 1, p. 9–16, 2026. Disponível em: https://staisyarifmuhammadraha.ac.id/AJIEB/article/view/27. Acesso em: 5 oct. 2026.